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Mills Heating and Air

Panama City Beach AC Repair

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You are here: Home / Services / Financing / Financing Options

Financing Options

June 17, 2021 by All Contractor Marketing

Mills Heating & Air Financing Options

Here at Mills Heating & Air, we understand that new systems and repairs can be expensive and stressful. This is why we offer financing options so that you never have to settle. We are committed to providing our customers with the highest quality of services on all their heating and air conditioning needs. Mills Heating and Air is your local choice for AC financing in Panama City Beach, FL, and surrounding areas. We have teamed with Wells Fargo Bank, N.A. to offer you special financing. With approved credit, our financing options allow for manageable payments that fit within your budget. Financing does not have to be a complicated process. Contact us today to learn just how easy and beneficial financing can be to your HVAC experience.

Choose Mills for Your Financing Needs

Our professional staff is happy to guide you through our different financing options to ensure you make the best decision. We will walk you through the finance process from start to finish so that you can make the most informed decision. Through Wells Fargo Bank N.A., there are several payment plans available. We will help you choose the best one! Financing allows you to buy today and pay over time. Don’t stress over an overwhelming charge when financing allows you to make convenient monthly payments to fit your budget.

Contact Mills Heating & Air for All Your Finance Needs

Mills Heating & Air has been servicing the Emerald Coast since 1984, and we know just how stressful an unexpected HVAC issue can be. Call us today to discuss financing options and see if financing is the best solution for you. Our experienced staff will answer all of your financial questions and find the best option that solves your unique problem. Our customer’s comfort, security, and satisfaction are our top priorities.

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Google Rating
4.6
Based on 104 reviews
Mills Heating & Air
Mills Heating & Air
4.6
Gig Panoff
Gig Panoff
00:31 07 May 22
I cannot say enough about this company. If you’re having a/c problems or need an entire new system like I did, you have to give these guys a call. They weren’t the first ones to try and fix my a/c. No one else could get it done but they sure did! From start to finish they were very professional, polite, arrived on time, kept me informed, cleaned up after themselves 😳, and finished the job in record time. And then stayed to make sure the system was working properly instead of just bolting! Great job guys, you’ve earned every praise I can give and my new a/c feels soooo good! Thanks! 😊❄️
Janice Lipscomb
Janice Lipscomb
14:02 19 Apr 22
Customer service was fantastic. Had new ac/heat installed in two homes. Very professional. Great prices. Best place in town for your air conditioning work. Office staff very polite and f professional.
Doug Cummings
Doug Cummings
14:08 17 Apr 22
Jamie Dwyer
Jamie Dwyer
01:21 15 Mar 22
I have used Mills Heating & Air several times this year. They are always quick to respond, professional and reasonably priced. I would definitely recommend them to anyone in need of a new A/C or A/C maintenance.
Kathy Zovlonsky
Kathy Zovlonsky
19:41 06 Jan 22
Mills Heating and Air
Mills Heating and Air
22:50 30 Dec 21
Marsha Barbour
Marsha Barbour
15:38 12 Oct 21
My contractor got them to do the work very promptly.
Rex As bowman
Rex As bowman
15:02 12 Oct 21
Professional, thorough, knowledgeable, great customer service, reliable
H David Bearden
H David Bearden
00:51 11 Oct 21
Extremely responsive in installing a new HVAC System for us. Installation was handled in a very professional manner and price was competitive.
linda adams
linda adams
19:12 10 Oct 21
Much more expensive than the others. Plus they didn’t fix it.
Jamie Radcliff
Jamie Radcliff
14:10 09 Oct 21
Totally professional! They were communicative and priced right. Installation team was great replacing our split unit. They were proactive and replacing a failed motherboard on the unit before it became an issue. I will use Mills again
Kelli Ferner
Kelli Ferner
01:48 09 Oct 21
Nicholas Caforio
Nicholas Caforio
18:49 08 Oct 21
Justin Dyar
Justin Dyar
18:27 08 Oct 21
The absolute best experience in Destin!
Jill Heape
Jill Heape
17:55 08 Oct 21
Excellent service and very professional service!
Mariah Reynolds
Mariah Reynolds
17:55 08 Oct 21
Brian Edwards
Brian Edwards
17:37 20 Sep 21
Keith or Kevin (don’t remember which) was extremely helpful and responsive! We called them on a Saturday night, a human answered the phone and a technician called us back within 5 minutes. Super nice and fast. Highly recommend them!
daphne bowen
daphne bowen
23:27 31 Aug 21
Mills was helpful, professional, and convienient.
Vernon Hodge
Vernon Hodge
22:25 31 Aug 21
Gary Williams
Gary Williams
22:13 31 Aug 21
Wally dawkins
Wally dawkins
02:34 22 Aug 21
On Monday August 2nd I scheduled an appointment with Mills AC to make repairs to an AC unit Mills installed and is still under warranty.I have now been without AC for 3 weeks in Destin, Florida.The office staff has given me the run around for 3 weeks and the service manager Brent will not call me back.It is unbelievable to me that you can’t fix a customers AC for three weeks. A customer who spent thousands for you to install the unit less than 4 years ago.RIDICULOUS AND TOTALLY UNACCEPTABLE.3 weeks later, Still waiting on Mills to repair the unit they installed.
Wm Paul Smith
Wm Paul Smith
17:28 15 Jul 21
William Jenkins
William Jenkins
13:01 19 May 21
I have used Mills twice for new AC units at my home as well as periodic repairs, and I have been pleased every time. Their prices are very competitive and their service is outstanding. They also have great "support" staff in the office that stay in contact and follow up during the process!
Jr Godfrey
Jr Godfrey
16:04 09 May 21
Very good 👍 👏 👌
Penny Hamilton
Penny Hamilton
15:09 03 May 21
Best company ever. Called Friday afternoon, they came right out my airconditioner was fixed by Monday afternoon. They ordered the part and got it fixed immediantly. The price was reasonable less than half of what Total Air Care wanted to charge me after 3 weeks of no one knew what they were doing except passing the buck. Mills gotten taken care of within a couple days. Thank you Mills Heating & Air.
James Fairhurst, Jr
James Fairhurst, Jr
21:33 12 Apr 21
Very satisfied with install and service. Customer service was very good. Would recommend to anyone.
Robert Miller
Robert Miller
17:40 07 Apr 21
From the receipt if quote, to the end if the installation was 1 week. They replaced an old, 3 Ron package unit with a new one, and installed new supply and return ducts. Very pleased!
Admiral Cyber
Admiral Cyber
21:33 06 Apr 21
Tammy Kimler
Tammy Kimler
18:13 05 Apr 21
This is a great company to work with! They provided a competitive quote and they have great customer service! All the technicians we worked with were great! We had an issue with the AC and they sent a tech out on a Friday night to resolve it and then he took it one step further and fixed some stuff that they didn't necessarily have to. I would highly recommend this company!
Christie Burns
Christie Burns
18:56 01 Apr 21
Chris Garner
Chris Garner
10:43 24 Mar 21
I have a rental house and have used Mills a couple of times with no problems but I guess it's because there was never really an important issue - it was always small things that went wrong. Well let me tell you, if you have have problems with your A\C don't call MIlls. They are not only highly incompetent but they tried charging me twice for the same part. They are nothing but crooks!! Stay away!
Daniel Murphy
Daniel Murphy
16:50 01 Feb 21
Dishonest management. I called to try and understand my bill because the charges didn't make sense to me. The first time I tried they said they would call back and never did. The second time they pretended to not know what i was talking about. Then they sent my bill to collections without explaining it to me.Based on my experience - this company is run by dishonest people who may try to overcharge you.
EMC
EMC
15:30 26 Jan 21
Tom Riddens
Tom Riddens
16:00 24 Dec 20
Installed new HVAC units on first and 2nd floor
Kristal Bradley
Kristal Bradley
20:48 22 Dec 20
Richard Martin
Richard Martin
23:56 12 Dec 20
Greg Byrd is very knowledgeable about his products and knows what to recommend for your HVAC problems. Just tell him what your issue is and he can diagnose it and provide the solution!
Stephanie Martin
Stephanie Martin
22:41 17 Nov 20
Always prompt when needing their services. When you live 9 hours away you are at the mercy of people you don’t know. Mills heating and air have always gone above abs beyond to help us out .
Sandi Hill
Sandi Hill
23:07 09 Nov 20
sheila mcccall
sheila mcccall
15:24 21 Sep 20
Rhonda Fry
Rhonda Fry
15:09 21 Sep 20
Phailin Smith
Phailin Smith
19:31 17 Sep 20
My A.C. Unit went down due to Hurricane Sally. Had to have been the Electrical surges from the power cutting on & off.Last night I realized my house was not cold and I knew the AC had been running. I went to investigate & realized my Outdoor unit wasn’t running. (It has been the day before)I called this morning & they got someone out here by 2pm today.I probably lucked out because other people are out of power. But he fixed it !Fried wiring from an electric surge, my compacitor went out and he fixed another part.It’s already cooling In here.Mills Heating & Air has exceptional service and I highly recommend them to anyone.P.s. I purchased the system through Mills 3 years ago, they beat out 9 other estimates. I didn’t pick the lowest estimate, I picked the most reasonable price for the product plus the service that came with it.From the office staff, sales representative and service techs. They deserve 5 stars ! Exceptional service.
Angel Morrobel
Angel Morrobel
12:28 07 Sep 20
Prompt, responsible. Good service.
Patricia Lemoine
Patricia Lemoine
01:23 04 Sep 20
Ramon Smith
Ramon Smith
17:10 24 Aug 20
Miller Epps
Miller Epps
16:33 14 Aug 20
Pete Odom
Pete Odom
23:05 05 May 20
Mill’s installed my heating and air unit in 2017. It has worked really well since. I recently noticed an intermittent problem and contacted Mill’s after normal working hours. They returned my call immediately and came out early the next morning. Scott was the technician and identified the problem. A replacement part was ordered and quickly installed. Everyone I spoke with at Mill’s was very professional and followed through as promised. I would definitely recommend Mill’s to anyone needing new heating and air or service to existing equipment. Pete Odom, Emerald Beach Resort
MattAndMistyAdventures Edmondson
MattAndMistyAdventures Edmondson
20:02 03 Feb 20
Skip Fleming
Skip Fleming
19:06 21 Jan 20
great to see that there are still service companies that focus on on results and not just up-saleing their customers. the problem was fixed on the first call out. This was my first experience with Mills but I know I will call them the next time I need my heat pump serviced.. P.S. ask for Ross
Bob Keegan
Bob Keegan
20:25 29 Dec 19
This organization is first class and they DO stand behind their 100%satisfaction guarantee. I had several issues with my HVAC and they did everything to rectify the situation to my satisfaction.Thank you.
Phillip Ramsey
Phillip Ramsey
19:50 27 Nov 19
I had a situation and the Manager called me and addressed the situation and sent a technician out the same day. Everything has been resolved and the service is great!
See all reviewsWrite a review
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Frequently Asked Questions

  • Why is my AC Running But Not Cooling?
  • Can you fix AC yourself?
  • How Much does it cost to install air conditioning?
  • Do you really save money with a heat pump?
  • What is the benefit of having a heat pump?
  • Why Should I do my AC maintenance?
  • What happens if you don’t service your air conditioner?
  • Is it necessary to service AC every year?
  • Is it dangerous if my AC is making noise?
  • What does a bad AC compressor sound like?
  • What causes an air conditioner to freeze up?

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mills

Locations:
225 Green Acres Road, Fort Walton Beach, FL 32547
17747 Ashley Dr., Unit B, Panama City Beach, FL 32413

Phone: 850-716-1412

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Google Rating
4.6
Based on 104 reviews
Mills Heating & Air
Mills Heating & Air
4.6
Gig Panoff
Gig Panoff
00:31 07 May 22
I cannot say enough about this company. If you’re having a/c problems or need an entire new system like I did, you have to give these guys a call. They weren’t the first ones to try and fix my a/c. No one else could get it done but they sure did! From start to finish they were very professional, polite, arrived on time, kept me informed, cleaned up after themselves 😳, and finished the job in record time. And then stayed to make sure the system was working properly instead of just bolting! Great job guys, you’ve earned every praise I can give and my new a/c feels soooo good! Thanks! 😊❄️
Janice Lipscomb
Janice Lipscomb
14:02 19 Apr 22
Customer service was fantastic. Had new ac/heat installed in two homes. Very professional. Great prices. Best place in town for your air conditioning work. Office staff very polite and f professional.
Doug Cummings
Doug Cummings
14:08 17 Apr 22
Jamie Dwyer
Jamie Dwyer
01:21 15 Mar 22
I have used Mills Heating & Air several times this year. They are always quick to respond, professional and reasonably priced. I would definitely recommend them to anyone in need of a new A/C or A/C maintenance.
Kathy Zovlonsky
Kathy Zovlonsky
19:41 06 Jan 22
Mills Heating and Air
Mills Heating and Air
22:50 30 Dec 21
Marsha Barbour
Marsha Barbour
15:38 12 Oct 21
My contractor got them to do the work very promptly.
Rex As bowman
Rex As bowman
15:02 12 Oct 21
Professional, thorough, knowledgeable, great customer service, reliable
H David Bearden
H David Bearden
00:51 11 Oct 21
Extremely responsive in installing a new HVAC System for us. Installation was handled in a very professional manner and price was competitive.
linda adams
linda adams
19:12 10 Oct 21
Much more expensive than the others. Plus they didn’t fix it.
Jamie Radcliff
Jamie Radcliff
14:10 09 Oct 21
Totally professional! They were communicative and priced right. Installation team was great replacing our split unit. They were proactive and replacing a failed motherboard on the unit before it became an issue. I will use Mills again
Kelli Ferner
Kelli Ferner
01:48 09 Oct 21
Nicholas Caforio
Nicholas Caforio
18:49 08 Oct 21
Justin Dyar
Justin Dyar
18:27 08 Oct 21
The absolute best experience in Destin!
Jill Heape
Jill Heape
17:55 08 Oct 21
Excellent service and very professional service!
Mariah Reynolds
Mariah Reynolds
17:55 08 Oct 21
Brian Edwards
Brian Edwards
17:37 20 Sep 21
Keith or Kevin (don’t remember which) was extremely helpful and responsive! We called them on a Saturday night, a human answered the phone and a technician called us back within 5 minutes. Super nice and fast. Highly recommend them!
daphne bowen
daphne bowen
23:27 31 Aug 21
Mills was helpful, professional, and convienient.
Vernon Hodge
Vernon Hodge
22:25 31 Aug 21
Gary Williams
Gary Williams
22:13 31 Aug 21
Wally dawkins
Wally dawkins
02:34 22 Aug 21
On Monday August 2nd I scheduled an appointment with Mills AC to make repairs to an AC unit Mills installed and is still under warranty.I have now been without AC for 3 weeks in Destin, Florida.The office staff has given me the run around for 3 weeks and the service manager Brent will not call me back.It is unbelievable to me that you can’t fix a customers AC for three weeks. A customer who spent thousands for you to install the unit less than 4 years ago.RIDICULOUS AND TOTALLY UNACCEPTABLE.3 weeks later, Still waiting on Mills to repair the unit they installed.
Wm Paul Smith
Wm Paul Smith
17:28 15 Jul 21
William Jenkins
William Jenkins
13:01 19 May 21
I have used Mills twice for new AC units at my home as well as periodic repairs, and I have been pleased every time. Their prices are very competitive and their service is outstanding. They also have great "support" staff in the office that stay in contact and follow up during the process!
Jr Godfrey
Jr Godfrey
16:04 09 May 21
Very good 👍 👏 👌
Penny Hamilton
Penny Hamilton
15:09 03 May 21
Best company ever. Called Friday afternoon, they came right out my airconditioner was fixed by Monday afternoon. They ordered the part and got it fixed immediantly. The price was reasonable less than half of what Total Air Care wanted to charge me after 3 weeks of no one knew what they were doing except passing the buck. Mills gotten taken care of within a couple days. Thank you Mills Heating & Air.
James Fairhurst, Jr
James Fairhurst, Jr
21:33 12 Apr 21
Very satisfied with install and service. Customer service was very good. Would recommend to anyone.
Robert Miller
Robert Miller
17:40 07 Apr 21
From the receipt if quote, to the end if the installation was 1 week. They replaced an old, 3 Ron package unit with a new one, and installed new supply and return ducts. Very pleased!
Admiral Cyber
Admiral Cyber
21:33 06 Apr 21
Tammy Kimler
Tammy Kimler
18:13 05 Apr 21
This is a great company to work with! They provided a competitive quote and they have great customer service! All the technicians we worked with were great! We had an issue with the AC and they sent a tech out on a Friday night to resolve it and then he took it one step further and fixed some stuff that they didn't necessarily have to. I would highly recommend this company!
Christie Burns
Christie Burns
18:56 01 Apr 21
Chris Garner
Chris Garner
10:43 24 Mar 21
I have a rental house and have used Mills a couple of times with no problems but I guess it's because there was never really an important issue - it was always small things that went wrong. Well let me tell you, if you have have problems with your A\C don't call MIlls. They are not only highly incompetent but they tried charging me twice for the same part. They are nothing but crooks!! Stay away!
Daniel Murphy
Daniel Murphy
16:50 01 Feb 21
Dishonest management. I called to try and understand my bill because the charges didn't make sense to me. The first time I tried they said they would call back and never did. The second time they pretended to not know what i was talking about. Then they sent my bill to collections without explaining it to me.Based on my experience - this company is run by dishonest people who may try to overcharge you.
EMC
EMC
15:30 26 Jan 21
Tom Riddens
Tom Riddens
16:00 24 Dec 20
Installed new HVAC units on first and 2nd floor
Kristal Bradley
Kristal Bradley
20:48 22 Dec 20
Richard Martin
Richard Martin
23:56 12 Dec 20
Greg Byrd is very knowledgeable about his products and knows what to recommend for your HVAC problems. Just tell him what your issue is and he can diagnose it and provide the solution!
Stephanie Martin
Stephanie Martin
22:41 17 Nov 20
Always prompt when needing their services. When you live 9 hours away you are at the mercy of people you don’t know. Mills heating and air have always gone above abs beyond to help us out .
Sandi Hill
Sandi Hill
23:07 09 Nov 20
sheila mcccall
sheila mcccall
15:24 21 Sep 20
Rhonda Fry
Rhonda Fry
15:09 21 Sep 20
Phailin Smith
Phailin Smith
19:31 17 Sep 20
My A.C. Unit went down due to Hurricane Sally. Had to have been the Electrical surges from the power cutting on & off.Last night I realized my house was not cold and I knew the AC had been running. I went to investigate & realized my Outdoor unit wasn’t running. (It has been the day before)I called this morning & they got someone out here by 2pm today.I probably lucked out because other people are out of power. But he fixed it !Fried wiring from an electric surge, my compacitor went out and he fixed another part.It’s already cooling In here.Mills Heating & Air has exceptional service and I highly recommend them to anyone.P.s. I purchased the system through Mills 3 years ago, they beat out 9 other estimates. I didn’t pick the lowest estimate, I picked the most reasonable price for the product plus the service that came with it.From the office staff, sales representative and service techs. They deserve 5 stars ! Exceptional service.
Angel Morrobel
Angel Morrobel
12:28 07 Sep 20
Prompt, responsible. Good service.
Patricia Lemoine
Patricia Lemoine
01:23 04 Sep 20
Ramon Smith
Ramon Smith
17:10 24 Aug 20
Miller Epps
Miller Epps
16:33 14 Aug 20
Pete Odom
Pete Odom
23:05 05 May 20
Mill’s installed my heating and air unit in 2017. It has worked really well since. I recently noticed an intermittent problem and contacted Mill’s after normal working hours. They returned my call immediately and came out early the next morning. Scott was the technician and identified the problem. A replacement part was ordered and quickly installed. Everyone I spoke with at Mill’s was very professional and followed through as promised. I would definitely recommend Mill’s to anyone needing new heating and air or service to existing equipment. Pete Odom, Emerald Beach Resort
MattAndMistyAdventures Edmondson
MattAndMistyAdventures Edmondson
20:02 03 Feb 20
Skip Fleming
Skip Fleming
19:06 21 Jan 20
great to see that there are still service companies that focus on on results and not just up-saleing their customers. the problem was fixed on the first call out. This was my first experience with Mills but I know I will call them the next time I need my heat pump serviced.. P.S. ask for Ross
Bob Keegan
Bob Keegan
20:25 29 Dec 19
This organization is first class and they DO stand behind their 100%satisfaction guarantee. I had several issues with my HVAC and they did everything to rectify the situation to my satisfaction.Thank you.
Phillip Ramsey
Phillip Ramsey
19:50 27 Nov 19
I had a situation and the Manager called me and addressed the situation and sent a technician out the same day. Everything has been resolved and the service is great!
See all reviewsWrite a review
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Services

AC & Heat Pump Repair
AC & Heating Maintenance
Carrier System Installations
Indoor Air Quality Systems
Duct Cleaning
Dryer Vent Cleaning

Serving Northwest Florida

Bayou George
Callaway
Crestview
Defuniak Springs
Destin
Freeport
Fort Walton Beach
Lynn Haven
Mary Esther
Mossyhead
Navarre
Niceville
Panama City
Panama City Beach
Shalimar
Southport

Service Area

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